Sunday, November 17, 2019

5 Essential Accounting Tips for Freelancers

5 Essential Accounting Tips for Freelancers

When it comes to freelancing, you have a lot of things to keep on top; your finances are one of the most important ones. When you’re working freelance, whether that’s for a range of companies or yourself as your own business, you are responsible for everything financial – from everyday banking right up to taxes.

Here are five tips that every freelancer can use to keep on top of their finances.

1. Do Your Research

This should be one of the very first things you do when you decide to go freelance, perhaps even beforehand. Removing that security blanket of the steady income that comes with a 9-5 stable job is a big decision.

You’ll need to find out what exactly you’re getting yourself into by going freelance. That means getting to know a bit more about the ins and outs of your industry, what it’s like behind the scenes, and what it takes to be the one running things. You’ll also need to make sure that you’re knowledgeable about what financial arrangements you’ll need to make.

2. Plan for Now…

Make sure you know how much (roughly) you’re going to need to get yourself started. Where will it come from? If it’s borrowed, how will you pay it back? Are you subsidising yourself from your savings, if so, how will you save that backup?

Create a budget to help you keep on top of income, profits and running costs in your first few months/first year so you can not only get yourself going. Make sure you know your figures well, what is profit, and what portion of the income needs to be rerouted into keeping yourself running?

One way to work out an average monthly ‘base wage’ to keep yourself afloat is to look at what you earned last year, then take that figure and divide by 12 and you have your average monthly earnings. Use this as the base for your budget.

3.…. and The Future

This means you’ll also want to plan ahead so that but also have a bit of s safety net in case you’re slow to take off or you run into any unexpected costs. One way to do this is to create an emergency fund. In general, you should be saving enough for at least six months – in both personal and business expenses.

This also means always keeping on top of taxes - both in terms of income tax and VAT. As you get paid, keep a running total and plan your taxes accordingly. Taxes are incredibly important, and they are not something you want to get wrong.

4. Get Bank Accounts That Work for You

Do you know that old saying ‘You should never mix business with pleasure”? That applies here too. If you’re working freelance, then it would be a good idea to keep your business and personal finances separate, which means: separate bank accounts.

Just make sure when you do that you are using bank accounts that work well for your needs, this will make your life 100x easier. Make sure that when you’re looking for a new account, you take the time to compare accounts. A lot of banks will offer you a specific type of business account that will keep your business finances safe and in check. A savings account will keep your emergency fund secure, and a higher level of current account will sometimes allow you account perks such as different types of insurance included, special customer rewards or special ID security features.

Not only will accounts like these help you keep your money organised, but they might also make your life easier with their bonuses and perks.

5.Track Everything and Keep Receipts

This one seems like a no-brainer, but you really do need to track everything when you’re freelancing as you are responsible for all of your own money.

That means if bills don’t look right, client’s refuse to pay or your taxes have an error on them you’re going to need to be able to fight your corner and provide proof something was (or wasn’t) done.

If you’re not keen on managing a whole host of physical files, then try getting acquainted with financial apps and software. Storing receipts, documents, and invoices in a way that makes them easy to record, organise, store and access will save time when it comes to filing your taxes, making claims or proving your point.

There are now even smartphone app scanners you can use to scan receipts and documents to PDF, print, fax, email, and upload to your cloud storage.

Saturday, November 16, 2019

For Engineering Students To Become A Good Engineer

For Engineering Students To Become A Good Engineer

About a decade ago there was a massive inclination towards the profession of engineering and medical. Back then every family wanted their child to be either an engineer or a doctor. There was a time when the job vacancies and engineers produced were in a balanced ratio. But if we look at the current situation of the education system in India, there are more engineers being produced than needed. If we look at the results of engineering colleges across the country, there has been a tremendous increase in the number of graduates per year but not all of them are able to get employment. The number of engineers is more than the number of vacancies and it has become necessary that the students must have a strategic approach towards securing a good job in a reputed company after they graduate. Here are a few tips for the engineering students that should be practiced by them in order to become a commendable engineer.

The practice of maintaining notes

Most of the students of engineering colleges have a habit of depending on others for notes and essential study material. One should develop a habit of creating their own notes. The habit of writing important notes and facts during the lectures is very advantageous for the students as it helps them in being attentive regarding what is being taught. Creating their own notes also helps them to keep a tab on what topics are covered and what needs to be focused on.

Approaching the lecturers

Maintaining and creating own notes also leads to a better understanding of the topics which leads to queries generated regarding the subject. Thus approaching the subject teacher in order to clear those doubts is advantageous at all times. Asking questions regarding the matter that has been taught can lead to a better understanding of the subject with of the help of the lecturers.

Solving the problems

It is necessary that the students should try their best to solve their problems and queries on their own, as it happens a lot that the students get totally dependent on others to solve their problem and get habitual with it. Asking for someone’s help while solving the problems is different than being completely depended on them to give the solution.

Group Studies

It might occur to the number of people that group studies don’t benefit much as a large amount of time gets wasted in irrelevant talks and discussions regarding random stuff. But if the students are willing to do their studies with total dedication and complete sincerity, it would turn out to be the most valuable session for clearing of doubts and a better understanding of topics.

Teaching or explaining the concepts

Teaching often helps in the complete understanding of concepts. Most of the doubts raised about certain topics get cleared when one tries to explain them to others.

Communication skills

Students must understand the fact that other than their academics they also need to develop interpersonal skills. It is very necessary that the students must have apt communication skills as it forms one of the main reasons for their selection while they appear for an interview. Most of the engineering colleges are now devoted to putting emphasis on these skills but it is the responsibility of students as well that they must take care of these facets as an individual.

Creating a portfolio

The students must take in regard the fact that creating a portfolio of their projects at all times turns out to be favorable for them, as from the perspective of getting selected for a certain job. The students must mention all the projects they have worked on throughout their engineering studies.

Learning more

The students should expand their horizon by learning about more courses related to their fields. Attending workshops and seminars also gives a wider perspective towards various technical topics and assists them in finding their areas of interests.

Team working abilities

Teamwork and networking are the most important factors that a student must learn about and develop. Teamwork assists them in identifying their leadership qualities. Moreover, they get to learn about trust building, faster working, and smarter functioning.

Thursday, November 14, 2019

How to Celebrate Halloween in College

The spookiest time of year is almost here.

The most loved day of the year. As a child, you have spent years deceiving or treating you up and down in your neighborhood, dressed as your favorite Disney character is Halloween, and gorging yourself on too many Halloween sweets. Now, as a teenager in college, it’s time to celebrate this scary season in new, yet also familiar ways.

To all the college students out there, here are seven not-so-spooky ideas for how to have fun on Halloween.

Decorate your Dorm Room

Twinkly lights, fake cobwebs, Halloween wall decorations, and themed pillows are an easy way to create a spooky aesthetic perfect for the month of October. Deck out your dorm room with your favorite Halloween decorations, and don’t be afraid to go all out. On a budget? Cut bats and spiders out of construction paper and tape yarn to the walls to create cobwebs. With a little bit of creativity, you’ll turn your room into a Halloween-themed oasis in no time!

Carve a Pumpkin

Relive your childhood with a bit of pumpkin carving. Just pick up a pumpkin at a local grocery store or farmer’s market, dig out your sharpest knife, and get carving. You can go for the standard eyes, nose, and toothy smile, or try out something a bit more advanced and artistic if you’re up for the task! Just make sure you do this outside and surround your pumpkin with plenty of newspaper to make cleanup a breeze.

Wear a Halloween Costume to Class

Who says Halloween costumes are only for little kids? There’s no rule for how to celebrate Halloween as a teenager, so put together a fun costume of your own that you can wear to class and show off your holiday spirit. Stick with something easy that you can put together with a few things you already own. For example, for a Rosie the Riveter costume, just pull out your favorite jeans, a chambray shirt, a red headband or bandana, pearl earrings, red lipstick, and some lace-up, comfortable ankle boots, and you’ll be ready to go! Need more ideas for quick and easy Halloween costumes? Be sure to check out Google or Pinterest!

Bring Candy for your Classmates

(Image Credit: Pixabay)

Everyone loves candy on Halloween. Hit up the store and grab a giant bag of Halloween candy, and carry it around in your backpack to share with classmates, friends, and even your professors. Everyone will appreciate this thoughtful gesture, and it’s a good way to break the ice with some new people you’ve yet to meet.

Have a Halloween Movie Marathon

Got some downtime in between classes? Get into the spooky spirit with a movie marathon featuring your favorite Halloween classics. Pop some corn, invite a few friends, and turn it into a party!

Here are a few Halloween film favorites you’ll definitely want to include in your marathon:

If you’re looking to go all out with Halloween, throw a Halloween party and invite everyone in your dorm, class, or wide circle of friends. Whether you host it in your dorm room or at an off-campus location, make it festive with yummy treats, good music, and great games to keep everyone entertained. Be sure to search Pinterest for some extra fun and creative Halloween party ideas.

Attend a Halloween Charity Event

If you’re not a big fan of the spooky season but enjoy helping out others, then use Halloween as a chance to give something back. Local towns, libraries, churches and other organizations often will host special charity events during October which you can get involved in. From passing out candy and visiting kids in the hospital to volunteering at a haunted house fundraiser, there’s plenty of opportunities for you to make a difference during this very special time of year.

Halloween is no longer just for little kids. Passing a trick is a fun and festive day with lots of opportunities for students like you to celebrate. Are you giving a last minute touch to your Halloween costume, planning a movie night monster, or just hanging out with your troops, I hope you have an amazing Halloween full of fun, laughter, and maybe a scare or two!

Wednesday, November 13, 2019

To improve quality, the New Houston School Budget Brings Needed Money

To improve quality, the New Houston School Budget Brings Needed Money

The new Houston school budget plans to raise the average salary of 8.6 percent for teachers for the 2006-07 school year, with a total of $ 49.2 million in funding, given that school teachers in Houston have not received a significant salary increase in seven years.The state is providing $31 million for the pay raises, and the Houston schools are providing $18.2 million from their own revenues. An additional $8 million increase also is included for teacher performance pay.

Houston schools are proposing a $ 1.4 billion budget for the 2006-07 school year, and Houston schools will NOT raise school property tax rates by allocating four cents per $ 100 property.
It was hoped that their district would be more competitive to attract more teaching talent, because Houston schools believed in salary increases. Newly recruited teachers will start at $40,268, an increase from last year's $36,050 starting pay.

Here are the Houston school budget proposals covering the following:

'$1.9 million for principal and assistant principal pay raises of 5.1 percent. Again, the Houston schools intent is to make their district more competitive. This also includes additional incentives for principals of larger schools and/or those with higher numbers of disadvantaged students and gifted and talented students, which require more oversight and innovation to educate.
'$3 million to help academically struggling Houston schools.
'$4.8 million more for elementary and middle schools.
'$12 million for small-sized Houston schools that do not receive as much per-student funding but need the revenues for instructional improvements.
'More than $10 million to help bring school buildings up to standard.
'$25.1 million for overall school building maintenance.
'$927,300 (nearly $1 million) to maintain the increased police and K-9 presence at the Houston schools.
'Four percent raise across the board for school bus drivers, cafeteria workers, custodians and hourly employees.
'Four percent raise for Houston schools administrators.

This is all from the proposed budget's General Fund, which increases by 5.7 percent under the Houston schools new plan. The Houston schools additional revenue for the coming school year comes from the increase in local property values and the state's newly adopted school finance system, which shifts more of the funding of public education burden to the state. This decreases the cost of education for the local taxpayers from the 87.1 percent last year to only 77.6 percent for school year 2006-07.

Separate from the General Fund is a special appropriation from the state legislature for the Houston schools. It will place $11.8 million more next year into improving high schools, with each receiving an extra $187 in per student funding. The Houston schools intend to add an additional $39 per student to this special appropriation, based upon the types of students and specific needs of each school. 

Lastly, the Houston schools put aside extra money this year to cover the cost of fuel for school vehicles and electricity. The Houston schools have a total of 1,000 buses and other vehicles in its fleet. They expect the cost of fuel to increase by $3 million. The cost of electricity for Houston schools is expected to increase by $9.1 million over last year's expenditure.

Tuesday, November 12, 2019

10 Jobs You Can Do with an Architecture Degree

10 Jobs You Can Do with an Architecture Degree

A lot of students choose not to study architecture because they believe the only job available through it is that of an architect. But this isn’t true. In reality, an architecture degree offers a plethora of professional opportunities. To prove this, we’ve made a list of the top ten jobs (other than that of an architect), which you can pursue with an architecture degree.

Building surveyor

A building surveyor’s job is to study the blueprints of recently-built properties and recommend/design changes that can make the building safer and more sustainable. Here, you don’t design the building from the ground-up, but only suggest and direct modifications.

Architectural technologist

Cities are becoming smarter these days. Already buildings are being equipped with state-of-the-art technologies. As an architectural technologist, your job will focus on developing new technologies that can make buildings greener, more comfortable, and more hi-tech.

Production designer

With an architecture degree, you can even make a foray into the film & media industry as a production designer. Here, your job will involve turning spatial design plans into realistic movie/theater sets for television.

City planner

An urban/city planner is integral to the efficient functioning of a city. Here, you will be entrusted in designing (or re-designing, as the case may be) cities that offer more space, better connectivity, greater greenery, and higher convenience to residents. With more people moving into cities and cities bursting at the seams, there is a very high demand for qualified city planners.

Interior designer or furniture designer

As an interior designer, you’ll get to completely plan the internal layout and look of a building. But, you can take this profession a step further by specializing as a furniture designer.

Your architecture degree will give you great insight into the spatial designs of different buildings. This will allow you to design comfortable, stylish, and sustainable furniture that can match the space constraints of properties being built.

Structural engineer

Another professional avenue – structural engineering. Here, you will be entrusted with the responsibility of choosing structurally strong construction materials and designing strong foundations that can withstand extensive wear & tear for years to come. You can even work as a consultant to architects, advising them about their building’s structural stability.

Historical building conservationist

Historical monuments have a special place in the world. As a conservationist, your job will involve monitoring the condition of the building and carrying out restoration work, as needed. You will also be entrusted to modernize historic places, without compromising its aesthetics.


There are many genres of art, painting, and sculpture, where an architecture degree helps. This technical knowledge will add great value in bringing to life beautiful artworks.

Architecture photographer

Architecture photography is an upcoming field that’s getting a lot of takers these days. Having a degree in architecture will help you take better photographs that showcase the building in a better light. You can work in magazines, with websites, and even property development companies, taking professional photos for them.


Finally, if academic is something you enjoy, then an architecture degree is a great option to become a teacher of architecture.

Three important steps to do after completing your degree

Apply for an internship

Work with a reputed company and get the mandatory number of working hours, as required by the NCARB.

Get licensed by the NCARB

Pass the ARE® 5.0 examination and get the NCARB-approved architect license. Apply for regional licenses, as necessary, to work in the jurisdiction of your choice.

Get covered by professional liability insurance for architects

Purchase architect liability insurance and protect yourself from claims of negligence, omissions, and mistakes in service provision. This insurance is an excellent way to protect yourself, your business, and the brand image you have built. To learn more about or to buy liability insurance for architects and engineers, check here.

Sunday, November 10, 2019

Operation Management Programs!

Operation Management Programs!

Operations management is one of the best options undertaken in the MBA Programs. to refer to the actual management of the way companies produce goods and services by professionals, often they use that general term.. It involves all the processes of production, packaging, transportation and delivery of such goods or services produced to customers. It also includes the process of procuring raw materials from competent suppliers to ensure the firm experiences no shortages in the same.

Operations management is one of the most vital departments in an organization. It is the key to any long term performances of a company. Without proper management of a firm's operations it will definitely fail. It requires more employees than any other department. Because of all this many business schools have included operations management in the MBA Program.
Without the necessary skills, the manager may find it hard to oversee the sequential and interrelated activities involved here. It becomes a difficult task to make raw materials for the transformation of the main components of all operations such as information, labor. Designing to manage, and track all of these operations is the job of a good operations manager.

How should business schools teach operations management?

A good school of business should give priority to operations. In other MBA Degree options depend on operations. Finance, Accounting, Human Resource management, etc all derive their existence from a firm's operations. Students are expected to come out of this schools fully equipped with the necessary operation skills that will add value to their future firms.

The study of business model performance and measurement systems must be the focus of the MBA Program. This will aid a student in making proper design and management of such business models during their employment. It is all about laying proper strategies. The major areas covered in operations management include but not limited to:

 I.  Supply Chain Management 

This involves the study of the analysis of corporate purchases, manufacturing processes as well as distribution of the finished products or services. This is seen as the heart bit of any company's processes. The major purpose of this field of study is to ensure the students are equipped with skills relating to the strategic and systematic management of the dissemination of information and material within a firm. It can also be referred to as the supply network management.

 II. Service Operations 

Operations management also covers the area of service provision. The systematic way in which the flow of information must be managed by the service industry also has, and the acquisition of materials and services needed to help provide the same. Company supporters will need the necessary information about the company to help them sign several legal documents on behalf of the company.


No specific business model works for all firms. It is therefore during these operations management MBA Programs that a student is taught how to come up with new ideas when the need arises. They are required to think outside the box. Modern technology should be adhered to in order to prevent the firm from becoming obsolete.     iv. Business Environment 

The core component of MBA studies is adapting to an ever-changing environment.

Impact of Digital Marketing on Business

Impact of Digital Marketing on Business

Digital marketing has had a major impact on businesses all over the world with traditional marketing methods being replaced by innovative digital marketing which connects businesses with their customers like never before! Since digital media has such a massive impact on the way people live their lives, their buying decisions, how they think and much more, it’s important for companies to have a proper understanding of how they can utilize this amazing tool to maximize brand awareness. Partnering with a reputable digital marketing company in your town or any country is the first step to accomplish this in order to positively impact your business and improve sales in the long run. Keep reading to learn more about the impact digital marketing can change the manner in which brands and businesses operate!

Digital Marketing Offers Quick Communication

The field of digital marketing is constantly evolving and if you don’t partner with a knowledgeable SEO company in your town or any country, chances are you will be left behind! While research has shown that many people spend a lot of time on social media and with a proper digital marketing strategy in place you can quickly and effectively communicate with your target audience, there has also been research done that suggests more and more teenagers are reducing time spent on social media networks and are instead using messaging platforms more. With the help of digital marketing companies, many companies are now opting for methods to communicate directly with existing customers and potential customers through these types of applications.

Digital Marketing Allows Businesses to Foster Intimacy

When working with a reputable SEO company, businesses will be able to gather a treasure trove of information about their potential customers with the help of digital marketing tools that gather heaps of analytical data. By collecting this valuable information, you will be able to better tailor your marketing campaigns to be appealing to certain target audiences that you may have not even thought about. For instance, if you’ve been focusing on senior citizens, using digital marketing you may find that millennials are also your potential target audience!

Digital Marketing Builds Your Reputation to Increase Business

This can actually work both ways as while digital marketing allows businesses to build their reputation by customers sharing good reviews on social media etc, it just one takes one bad review to completely ruin a business if not handled well. This is why it is crucial that you partner with a digital marketing company that really know what they’re doing to avoid your business being negatively impacted and instead maintain your positive digital impact! Always remember that it’s important to have both praise and complaints treated alike and no messages should be ignored, instead, all reviews should be responded to in a timely fashion for the best type of reputation management online.

Digital Marketing Affects Business Monetization

Processing of payments is an important part of any company in today’s fast-paced business world - irrespective of the industry! With digital marketing in place, now many businesses including schools and restaurants can now offer their customers the option of paying online for their service in an extremely secure and quick that sure beats the alternatives!

Apart from the benefits mentioned above, there are plenty of other ways that digital marketing impacts businesses and since it’s constantly evolving, it’s often hard for companies to stay abreast of the changing technology. To ensure you’re constantly updated and ahead of the latest digital marketing trends, partner with a reputable digital marketing company in your town or any country that have proven results and within no time, watch your profits skyrocket!