Thursday, December 12, 2019

4 Times It Pays to Apply for Financial Aid

4 Times It Pays to Apply for Financial Aid


Some people believe that when applying for financial assistance can be a daunting process, it is not worth the time and energy. Others think they will not qualify, either because of parents' income or their status as part-time students. However, none of these are necessarily true! The payoff can be fantastic if you know where to look and how to apply. Let's take a look at four times when it pays to apply for financial aid.

When Your Scholarships Won't Cover Costs

Image via Flickr by VIA Agency

Maybe you've already earned some scholarships — both need-based and academic ones exist. However, even some of the best scholarships can leave gaps in a student's payments. If you find yourself unable to cover the full cost of college attendance with scholarships, consider applying for grants or loans to supplement. Filling out a FAFSA can open up a whole new realm of opportunities for scholarships and grants, not to mention federal student loans. Coupling these funds with other scholarships can make your dream of college a reality.

After Adult is the time for you to go back to school

Maybe you never had the chance to attend college, or you want to go back and finish a degree that you didn't complete. Did you know that filling out a FAFSA can help you, too? It's true! It's a myth that there's an age limit to FAFSA applications. You can read more about options for adult students on the federal student aid site. Another great perk? You can use this financial aid to help pay for a new computer, child care, and more. Don't let anything stop you from fulfilling your goals.

When You Want to Study Abroad

Many people don't realize that you can still apply for financial aid and federal funds even if you are entering a study abroad program. It's a nuanced situation; you might have to jump through a few extra hoops to make sure that the program is accredited and that you fit the definition of studying-abroad loans versus student loans. Studying abroad will leave you with fascinating new experiences, so don't skip out on a chance to explore the world just because of the cost!

Also, keep in mind that there are funds available for a lot of special opportunities, not just studying abroad. Whatever your situation, do some research and see what's available.

When You Have a Shot at Grants Instead of Loans

Filling out a FAFSA might give you a chance at grants, too, not just student loans. Why is that important? Grants don't have to be repaid! Pell Grants are some of the most common federal grants, given to low-income undergraduate students based on their FAFSA applications. There are also plenty of more specialized grants for specific degree programs, demographics, and more.

As you can see, there are a number of reasons to consider completing an FAFSA application and seeking financial assistance. There are so many fantastic opportunities awaiting you to complete your education, don't let money be an excuse.

Employment or salary misfortune

In the event that you or a close relative has lost your activity, you ought to likewise think about engaging your honor. This can incorporate clear situations, for example, a cutback or lessening in work hours and additionally loss of employment because of detainment or retirement. This can likewise incorporate the finish of a pay stream, for example, the wage from an investment property, support or court settlement.

Try not to be hesitant to request

When all is said in done, whenever your family's accounts have altogether changed between the time of the duties submitted on the FAFSA and the beginning of the school, you ought to think about engaging your money related guide. You could open up new budgetary guide alternatives that weren't accessible to you when your honor was ascertained at your higher pay level.

It's imperative that you contact the school's money related guide office whenever you are battling with a financing hole. They can examine your special conditions and give you the customized guidance you have to pay the educational cost charge.

Wednesday, December 4, 2019

So here is the list of best educational website you must try.

So here is the list of best educational website you must try.

Subjectcoach.com
The list of the best educational websites available online is occupied by Subject Trainers. It can enhance students’ knowledge with thousands of quizzes, videos, and games the site provides. Finding tutors near you through this site is a guide on a particular subject and learning becomes easier when assisted with visual equipment, and as such they provide thousands of video courses for study.
Not only is it beneficial for students but also tutors and course provides. Tutors and course providers can build online courses and set up online academies to help students with their curriculum.

MentalFloss
Mental Floss is filled with educational contents which are presented in a fun way to keep the reader hooked thoroughly. It is a very efficient online education website as they cover almost every educational content. To improve their general knowledge and Mental Thread has all the interesting topics, students need to know about their environment.
Mental Floss has topics ranging from history, science, architecture, archaeology, animals, and language to travel, holidays, food, and entertainment. Moreover, it has exciting quizzes and amazing facts.

UnplugTheTV
Nowadays, most of the children waste their precious time watching random TV shows that profits them nothing in the long run. That is what this website replaces. It gives the same joy of watching TV but providing videos which enhance their intelligence and general knowledge.

Primary sources of the content are either from educational or inspirational organizations. It is not like other video streaming platforms as this website filters and shows only educational and mind-opening materials which is beneficial for the students. So instead of TV, you should watch UnplugTheTV

Edx.org
There is no course topic that edX doesn’t provide. The major highlight and credibility of this online education website come from the fact that it was founded by the major universally acclaimed universities and has global eminent institutions as their partners. Topics such as technique, marketing are a guide to this, business and management, humanities, computer science, data, and statistics. It offers high-quality course learning and provides a platform to explore how students learn and how the faculty can teach with innovative techniques and tools. If you want to connect to the best institutions, you must try this site.

Scholastic
Reading is closely related to the growth and personality of a child and so is the choice of books. Scholastic has always provided reading materials that can keep the old and the young engaged. Scholastic books and educational materials are incorporated in schools worldwide. It is expected that students will be able to browse through the descriptions of all books, games, and videos and choose from their favourite categories. The genres, age limit, and authors names are provided in the description. When it comes to student’s novels and books, scholastic is indisputably the best website out there.

Crayola
A child shows interest in art even before he goes to school. Children find drawings and artwork very fascinating, and it can indeed teach them a lot about various topics. And the best place to make learning fun through art is Crayola. It contains several ideas to support creative teaching and learning for every grade making it one of the best creative online educational website.

Crayola contains everything from lesson plans to professional development. It takes creativity quite seriously, and if you are looking for a site that makes learning fun and easy, you must try this site.

Wordsmyth
Every student has faced difficulties with spellings and puzzles. While dictionaries offer only the literal meaning of words, Wordsmyth deal with a lot more things. Not only does it serve as an online dictionary but also puzzle solutions such as the anagram and crossword puzzle solutions.

They have a separate children’s dictionary which contains all the essential words a child must know from topic ranging from the human body, economy, government, law, communication, world, environment, history and culture. Moreover, it has glossary maker and quiz makers like the matching quiz, multiple choice quiz, and the fill-in maker.

Funbrain.com
Funbrain makes learning fun through games, books, videos, and comics. It contains materials for kids up to the eighth grade which develops their reading and problem-solving ability along with covering topics such as math. Moreover, their user-friendly UI makes it possible to search exactly what you are looking for with ease. Provision of fun and safe educational material for students, if you are looking for a focused site., then you should give Funbrain a try.
Highlightskids.com
Highlights kids primarily is a website which provides magazines for kids up to an age of twelve serving as an online education website. Other than the magazines it contains games, puzzles, and quizzes. One of the unique things that this website offers that other educational sites don’t provide is jokes! These jokes help the kids learn about many things as the jokes are selected according to the age group and also turn out to be educating. Highlights kids also contains crafts and recipes bringing out the student’s creativity and innovation out.

Rhcbooks
Random House focuses on books and novels which can improve the student’s vocabulary and reading interest which are divided according to the ages. There are four categories. First for babies and toddlers (up to 3 years), second the beginners (4 to seven years), third the intermediate readers (8 to 12 years), and forth the young adults (12 years and above. Very useful for students and anyone who has an interest in books. This is a list of the 10 best educational web sites for students. You can include them in your learning path to make learning easy and fun.

Sunday, December 1, 2019

Study Online or On Campus? The Pros and Cons

Study Online or On Campus? The Pros and Cons


Whether you’ve just graduated from high school and are looking to pursue a degree or diploma to gain employment in your desired career, in an existing career and wish to upskill by completing a short course or if you’re seeking a completely different career to the one you currently have, there are many courses offered by colleges that can now be completed on campus or online. This article examines the pros and cons of each.

On Campus Courses

The traditional teaching method of learning in a classroom environment requires students to attend lectures and complete their exams at the campus.

Benefits

Group dynamic – many students are able to learn most effectively when doing so in a group environment. Learning with fellow pupils and being instructed by a teacher is the style of educating that they’re familiar with from their school days. Being with your fellow peers can help to inspire you and ensure that what you’re being taught has a greater chance of being successfully understood.

Direct access to faculty – being able to raise any concerns with your course material that you may have, with the very people who are going to be assessing you is invaluable.

Social interaction – college is supposed to be an enjoyable experience that you can look back on with fondness, rather than simply being a means to end. Choosing to study on campus is a great way to get involved with events and establish lasting friendships.

Drawbacks

Class times are non-negotiable – the course is structured according to a rigid timetable. If you’re unable to attend any given class, then you’ll be forced to rely on your fellow classmates to provide you with the notes that they took. Although this may assist you to some extent, not being present at the lecture means that you won’t have the advantage of having learnt what was taught during the lesson; even those who are good at note taking don’t record everything that is discussed.

It’s often compulsory to attend – obviously there are exceptions to this; if you’re sick, injured or experience a death in family for instance, but students are expected to attend all classes that they’re enrolled in. Failing to do so without a valid reason, may impact your final grade.

Commute time and expenses – whether you have your own car or using public transport, commuting to and from the campus requires weekly expenditure and this burden increases depending on your distance from the campus.

Online Courses

Many courses now have the option to be completed online and this method offers a range of advantages, particularly for those who have an existing job or whose daily lives are preoccupied with other priorities.

Benefits

Convenience – with online courses, you study according to your schedule, not the college’s. It’s the ultimate convenience. Furthermore, not only can you study whenever you like, but wherever you like. All course content is available to you online for the duration of the course, so you’ll never miss out on crucial information.

Liaise with faculty online – aside from email communication, online courses will typically allow you to arrange for Skype meetings with your teaching staff as well. This 1 to 1 conferencing is just as effective as face to face contact.

No commute time or expenses – your classroom is wherever your desktop, laptop or tablet is. Even if you’re miles away from the college or short course provider that provides your online course, you won’t have to spend a single cent on commute costs, nor will you have to get up at an ungodly time to get to your first class.

Affordable – as you’re not using campus facilities, online courses are generally significantly cheaper.

Drawbacks

Can be lonely for some – if you prefer to learn in a classroom environment, then online courses probably aren’t the best option for you. However, this isn’t a drawback if you’re independent by nature and enjoy working on your own.

Internet connection problems – with most people in the developed world having access to fast and reliable internet connections, this shouldn’t be an issue. However, as online courses depend on the availability of a reliable internet connection, any disruption to your connection at any time will mean that you won’t be able to access your course material until the issue is resolved.

Requires self-commitment – the freedom that an online course provides can also be a detriment, if you’re someone who typically struggles to commit to a task in the absence of a clearly defined plan and structure.

Sunday, November 17, 2019

5 Essential Accounting Tips for Freelancers

5 Essential Accounting Tips for Freelancers


When it comes to freelancing, you have a lot of things to keep on top; your finances are one of the most important ones. When you’re working freelance, whether that’s for a range of companies or yourself as your own business, you are responsible for everything financial – from everyday banking right up to taxes.

Here are five tips that every freelancer can use to keep on top of their finances.

1. Do Your Research

This should be one of the very first things you do when you decide to go freelance, perhaps even beforehand. Removing that security blanket of the steady income that comes with a 9-5 stable job is a big decision.

You’ll need to find out what exactly you’re getting yourself into by going freelance. That means getting to know a bit more about the ins and outs of your industry, what it’s like behind the scenes, and what it takes to be the one running things. You’ll also need to make sure that you’re knowledgeable about what financial arrangements you’ll need to make.

2. Plan for Now…

Make sure you know how much (roughly) you’re going to need to get yourself started. Where will it come from? If it’s borrowed, how will you pay it back? Are you subsidising yourself from your savings, if so, how will you save that backup?

Create a budget to help you keep on top of income, profits and running costs in your first few months/first year so you can not only get yourself going. Make sure you know your figures well, what is profit, and what portion of the income needs to be rerouted into keeping yourself running?

One way to work out an average monthly ‘base wage’ to keep yourself afloat is to look at what you earned last year, then take that figure and divide by 12 and you have your average monthly earnings. Use this as the base for your budget.

3.…. and The Future

This means you’ll also want to plan ahead so that but also have a bit of s safety net in case you’re slow to take off or you run into any unexpected costs. One way to do this is to create an emergency fund. In general, you should be saving enough for at least six months – in both personal and business expenses.

This also means always keeping on top of taxes - both in terms of income tax and VAT. As you get paid, keep a running total and plan your taxes accordingly. Taxes are incredibly important, and they are not something you want to get wrong.

4. Get Bank Accounts That Work for You

Do you know that old saying ‘You should never mix business with pleasure”? That applies here too. If you’re working freelance, then it would be a good idea to keep your business and personal finances separate, which means: separate bank accounts.

Just make sure when you do that you are using bank accounts that work well for your needs, this will make your life 100x easier. Make sure that when you’re looking for a new account, you take the time to compare accounts. A lot of banks will offer you a specific type of business account that will keep your business finances safe and in check. A savings account will keep your emergency fund secure, and a higher level of current account will sometimes allow you account perks such as different types of insurance included, special customer rewards or special ID security features.

Not only will accounts like these help you keep your money organised, but they might also make your life easier with their bonuses and perks.

5.Track Everything and Keep Receipts

This one seems like a no-brainer, but you really do need to track everything when you’re freelancing as you are responsible for all of your own money.

That means if bills don’t look right, client’s refuse to pay or your taxes have an error on them you’re going to need to be able to fight your corner and provide proof something was (or wasn’t) done.

If you’re not keen on managing a whole host of physical files, then try getting acquainted with financial apps and software. Storing receipts, documents, and invoices in a way that makes them easy to record, organise, store and access will save time when it comes to filing your taxes, making claims or proving your point.

There are now even smartphone app scanners you can use to scan receipts and documents to PDF, print, fax, email, and upload to your cloud storage.

Saturday, November 16, 2019

For Engineering Students To Become A Good Engineer

For Engineering Students To Become A Good Engineer


About a decade ago there was a massive inclination towards the profession of engineering and medical. Back then every family wanted their child to be either an engineer or a doctor. There was a time when the job vacancies and engineers produced were in a balanced ratio. But if we look at the current situation of the education system in India, there are more engineers being produced than needed. If we look at the results of engineering colleges across the country, there has been a tremendous increase in the number of graduates per year but not all of them are able to get employment. The number of engineers is more than the number of vacancies and it has become necessary that the students must have a strategic approach towards securing a good job in a reputed company after they graduate. Here are a few tips for the engineering students that should be practiced by them in order to become a commendable engineer.

The practice of maintaining notes

Most of the students of engineering colleges have a habit of depending on others for notes and essential study material. One should develop a habit of creating their own notes. The habit of writing important notes and facts during the lectures is very advantageous for the students as it helps them in being attentive regarding what is being taught. Creating their own notes also helps them to keep a tab on what topics are covered and what needs to be focused on.

Approaching the lecturers

Maintaining and creating own notes also leads to a better understanding of the topics which leads to queries generated regarding the subject. Thus approaching the subject teacher in order to clear those doubts is advantageous at all times. Asking questions regarding the matter that has been taught can lead to a better understanding of the subject with of the help of the lecturers.

Solving the problems

It is necessary that the students should try their best to solve their problems and queries on their own, as it happens a lot that the students get totally dependent on others to solve their problem and get habitual with it. Asking for someone’s help while solving the problems is different than being completely depended on them to give the solution.

Group Studies

It might occur to the number of people that group studies don’t benefit much as a large amount of time gets wasted in irrelevant talks and discussions regarding random stuff. But if the students are willing to do their studies with total dedication and complete sincerity, it would turn out to be the most valuable session for clearing of doubts and a better understanding of topics.

Teaching or explaining the concepts

Teaching often helps in the complete understanding of concepts. Most of the doubts raised about certain topics get cleared when one tries to explain them to others.

Communication skills

Students must understand the fact that other than their academics they also need to develop interpersonal skills. It is very necessary that the students must have apt communication skills as it forms one of the main reasons for their selection while they appear for an interview. Most of the engineering colleges are now devoted to putting emphasis on these skills but it is the responsibility of students as well that they must take care of these facets as an individual.

Creating a portfolio

The students must take in regard the fact that creating a portfolio of their projects at all times turns out to be favorable for them, as from the perspective of getting selected for a certain job. The students must mention all the projects they have worked on throughout their engineering studies.

Learning more

The students should expand their horizon by learning about more courses related to their fields. Attending workshops and seminars also gives a wider perspective towards various technical topics and assists them in finding their areas of interests.

Team working abilities

Teamwork and networking are the most important factors that a student must learn about and develop. Teamwork assists them in identifying their leadership qualities. Moreover, they get to learn about trust building, faster working, and smarter functioning.

Thursday, November 14, 2019

How to Celebrate Halloween in College

The spookiest time of year is almost here.

The most loved day of the year. As a child, you have spent years deceiving or treating you up and down in your neighborhood, dressed as your favorite Disney character is Halloween, and gorging yourself on too many Halloween sweets. Now, as a teenager in college, it’s time to celebrate this scary season in new, yet also familiar ways.

To all the college students out there, here are seven not-so-spooky ideas for how to have fun on Halloween.

Decorate your Dorm Room

Twinkly lights, fake cobwebs, Halloween wall decorations, and themed pillows are an easy way to create a spooky aesthetic perfect for the month of October. Deck out your dorm room with your favorite Halloween decorations, and don’t be afraid to go all out. On a budget? Cut bats and spiders out of construction paper and tape yarn to the walls to create cobwebs. With a little bit of creativity, you’ll turn your room into a Halloween-themed oasis in no time!

Carve a Pumpkin


Relive your childhood with a bit of pumpkin carving. Just pick up a pumpkin at a local grocery store or farmer’s market, dig out your sharpest knife, and get carving. You can go for the standard eyes, nose, and toothy smile, or try out something a bit more advanced and artistic if you’re up for the task! Just make sure you do this outside and surround your pumpkin with plenty of newspaper to make cleanup a breeze.

Wear a Halloween Costume to Class


Who says Halloween costumes are only for little kids? There’s no rule for how to celebrate Halloween as a teenager, so put together a fun costume of your own that you can wear to class and show off your holiday spirit. Stick with something easy that you can put together with a few things you already own. For example, for a Rosie the Riveter costume, just pull out your favorite jeans, a chambray shirt, a red headband or bandana, pearl earrings, red lipstick, and some lace-up, comfortable ankle boots, and you’ll be ready to go! Need more ideas for quick and easy Halloween costumes? Be sure to check out Google or Pinterest!

Bring Candy for your Classmates

(Image Credit: Pixabay)

Everyone loves candy on Halloween. Hit up the store and grab a giant bag of Halloween candy, and carry it around in your backpack to share with classmates, friends, and even your professors. Everyone will appreciate this thoughtful gesture, and it’s a good way to break the ice with some new people you’ve yet to meet.

Have a Halloween Movie Marathon

Got some downtime in between classes? Get into the spooky spirit with a movie marathon featuring your favorite Halloween classics. Pop some corn, invite a few friends, and turn it into a party!

Here are a few Halloween film favorites you’ll definitely want to include in your marathon:


If you’re looking to go all out with Halloween, throw a Halloween party and invite everyone in your dorm, class, or wide circle of friends. Whether you host it in your dorm room or at an off-campus location, make it festive with yummy treats, good music, and great games to keep everyone entertained. Be sure to search Pinterest for some extra fun and creative Halloween party ideas.

Attend a Halloween Charity Event


If you’re not a big fan of the spooky season but enjoy helping out others, then use Halloween as a chance to give something back. Local towns, libraries, churches and other organizations often will host special charity events during October which you can get involved in. From passing out candy and visiting kids in the hospital to volunteering at a haunted house fundraiser, there’s plenty of opportunities for you to make a difference during this very special time of year.

Halloween is no longer just for little kids. Passing a trick is a fun and festive day with lots of opportunities for students like you to celebrate. Are you giving a last minute touch to your Halloween costume, planning a movie night monster, or just hanging out with your troops, I hope you have an amazing Halloween full of fun, laughter, and maybe a scare or two!

Wednesday, November 13, 2019

To improve quality, the New Houston School Budget Brings Needed Money

To improve quality, the New Houston School Budget Brings Needed Money


The new Houston school budget plans to raise the average salary of 8.6 percent for teachers for the 2006-07 school year, with a total of $ 49.2 million in funding, given that school teachers in Houston have not received a significant salary increase in seven years.The state is providing $31 million for the pay raises, and the Houston schools are providing $18.2 million from their own revenues. An additional $8 million increase also is included for teacher performance pay.

Houston schools are proposing a $ 1.4 billion budget for the 2006-07 school year, and Houston schools will NOT raise school property tax rates by allocating four cents per $ 100 property.
It was hoped that their district would be more competitive to attract more teaching talent, because Houston schools believed in salary increases. Newly recruited teachers will start at $40,268, an increase from last year's $36,050 starting pay.

Here are the Houston school budget proposals covering the following:

'$1.9 million for principal and assistant principal pay raises of 5.1 percent. Again, the Houston schools intent is to make their district more competitive. This also includes additional incentives for principals of larger schools and/or those with higher numbers of disadvantaged students and gifted and talented students, which require more oversight and innovation to educate.
'$3 million to help academically struggling Houston schools.
'$4.8 million more for elementary and middle schools.
'$12 million for small-sized Houston schools that do not receive as much per-student funding but need the revenues for instructional improvements.
'More than $10 million to help bring school buildings up to standard.
'$25.1 million for overall school building maintenance.
'$927,300 (nearly $1 million) to maintain the increased police and K-9 presence at the Houston schools.
'Four percent raise across the board for school bus drivers, cafeteria workers, custodians and hourly employees.
'Four percent raise for Houston schools administrators.

This is all from the proposed budget's General Fund, which increases by 5.7 percent under the Houston schools new plan. The Houston schools additional revenue for the coming school year comes from the increase in local property values and the state's newly adopted school finance system, which shifts more of the funding of public education burden to the state. This decreases the cost of education for the local taxpayers from the 87.1 percent last year to only 77.6 percent for school year 2006-07.

Separate from the General Fund is a special appropriation from the state legislature for the Houston schools. It will place $11.8 million more next year into improving high schools, with each receiving an extra $187 in per student funding. The Houston schools intend to add an additional $39 per student to this special appropriation, based upon the types of students and specific needs of each school. 

Lastly, the Houston schools put aside extra money this year to cover the cost of fuel for school vehicles and electricity. The Houston schools have a total of 1,000 buses and other vehicles in its fleet. They expect the cost of fuel to increase by $3 million. The cost of electricity for Houston schools is expected to increase by $9.1 million over last year's expenditure.